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How  Accessible is Individual Health Insurance for Consumers in Less-Than-Perfect Health?

How Accessible is Individual Health Insurance for Consumers in Less-Than-Perfect Health?

This report documents the findings of a study examining access to health insurance coverage in the individual market for people with health problems. Seven hypothetical consumers with varying health conditions were defined and insurers and HMOs in eight different markets around the country were asked to consider them as though they were real consumers applying for coverage.

Executive Summary (.pdf)

Full Report