Survey of Health Insurance Agents: Assessing Trends in the Individual and Small Group Insurance Markets
This nationally representative survey of 500 health insurance agents and brokers working in the individual and small group markets explores their outlook on market trends and views on the Affordable Care Act (ACA). The survey finds that many agents are seeing steep increases in premiums and deductibles for individuals and small businesses purchasing health insurance. When asked to estimate what they expect to be the typical premium increase in 2012 based on what they have heard from insurers, four in ten agents (39 percent) say they expect premiums to increase between 11% and 20% and another third (33 percent) expect them to increase between 6% and 10%. Deductibles are also increasing: about half of agents (51 percent) report that currently, the most common deductible amount for single coverage plans is $2,000 or more, compared to one in five who say deductibles were in this range two years ago.
also of interest
- Explaining Health Care Reform: Questions About Health Insurance Subsidies
- Explaining Health Care Reform: Risk Adjustment, Reinsurance, and Risk Corridors
- Visualizing Health Policy: Health Coverage Under the Affordable Care Act (ACA)
- Summary of Coverage Provisions in the Patient Protection and Affordable Care Act