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Understanding Health Insurance

Produced by the Kaiser Family Foundation, these consumer resources are for people who are shopping for health coverage within the health insurance marketplaces created through the Affordable Care Act (also known as the ACA or Obamacare).

YouToons: Health Insurance Explained

Watch "Health Insurance Explained: The YouToons Have it Covered"

Released in 2014, the third YouToons video breaks down important insurance concepts, such as premiums, deductibles and provider networks. Available in English and Spanish.

Watch Now

health reform faqs

Find the answers to 300 FAQs about health coverage

november 2014 open enrollment

Find detailed answers to common questions about the Affordable Care Act’s Marketplace as it enters its second year

View the FAQs

health insurance quiz

Do you know what a deductible is?


How much do you know about health insurance? Take our quiz and find out!

Take The Quiz

resources in spanish

Visit "La Ley de Cuidado de Salud a Bajo Precio: Recursos para los Consumidores" to find Spanish-language information on the Affordable Care Act

Go to Spanish site

taxes and the aca

The Affordable Care Act brings several changes to 2014 income taxes. For the first time, people will need to verify that they carried health coverage, pay a penalty or request an exemption from the individual mandate. Those receiving financial assistance from the government through health insurance marketplace plans must reconcile their tax subsidies.

your state and the aca

Check out enrollment statistics for your state's health insurance marketplace.

Use this chart to see if your state expanded Medicaid.

We also track how states are implementing other parts of the ACA in State Health Facts.

hiv and the aca

What does the Affordable Care Act (ACA) mean for someone with HIV?

Find out about new health insurance options that may help HIV-positive people with their care and treatment.

Learn more