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Understanding Health Insurance

These resources are for anyone shopping (or helping someone shop) for health coverage within the health insurance marketplaces created through the Affordable Care Act (also known as the ACA or Obamacare).

This year, open enrollment begins on Sunday, November 1, 2015, and ends Sunday, January 31, 2016.

YouToons: Health Insurance Explained

Watch "Health Insurance Explained: The YouToons Have it Covered"

Released in 2014, the third YouToons video breaks down important insurance concepts, such as premiums, deductibles and provider networks. Available in English and Spanish.

Watch Now

health reform faqs

Find answers to 300 FAQs about health coverage

november 2014 open enrollment

Find detailed answers to common questions about the Affordable Care Act’s Marketplace as it enters its second year. 18 FAQs are now available in Spanish.

View the FAQs

health insurance quiz

Do you know what a deductible is?

Quiz graphic v1 (4) -- slab

How much do you know about health insurance? Take our quiz and find out!

Take The Quiz

short videos

In Three Short Videos, the YouToons Explain Health Insurance Terms


What is a provider network? What's the difference between a copay and coinsurance? Get the conversation started with our one-minute videos.

Watch the Videos

resources in spanish

Visit "La Ley de Cuidado de Salud a Bajo Precio: Recursos para los Consumidores" to find Spanish-language information on the Affordable Care Act, including 18 new FAQs and a YouToons video explaining basic health insurance concepts.

Go to Spanish site

faq of the day

Is there any reason the ACA Marketplace wouldn’t automatically adjust and continue my 2015 premium tax credit?

See Answer to Today's FAQ

your state and the aca

Check out enrollment statistics for your state's health insurance marketplace.

See how many remaining uninsured are eligible for assistance under the ACA.

Use this chart to see if your state expanded Medicaid.

We also track how states are implementing other parts of the ACA in State Health Facts.