Paying for Choice: The Cost Implications of Health Plan Options For People on Medicare January 1, 2003 Report This report illustrates the financial stakes for Medicare beneficiaries when making choices about supplemental insurance coverage, by examining how much people on Medicare could spend out-of-pocket including premiums and other cost-sharing requirements under different supplemental insurance options. To assess the cost implications of choosing between different Medigap and Medicare+Choice insurance…
Women and Medicare June 29, 2001 Fact Sheet Medicare is a critical source of health insurance coverage for virtually all older women in the U.S. and for many younger women who have permanent disabilities. Because women have longer life expectancies than men, more than half (57%) of the people covered by the program are women. In 1999, there…
Pulling it Together: Reflections on This Year’s Four Percent Premium Increase September 5, 2012 Perspective Our 2012 Employer Health Benefits Survey found a 4% increase in premiums this year, continuing the recent trend of moderation in health costs and spending reported in several studies. Double digit increases in premiums were once a common occurrence, but we have not seen any since a 10% increase in…
Medicare Part D 2011 Data Spotlight: The Coverage Gap September 7, 2011 Report This data spotlight examines the availability of gap coverage in the private Medicare Part D drug plans offered to beneficiaries in 2011, the first year of the phase-out of the gap, as required under the 2010 health reform law. The changes for 2011 include a 50 percent discount on brand-name…
The Role of Medicare and Beneficiaries in the Deficit-Reduction Debate June 1, 2011 Event This Kaiser Family Foundation briefing examined how Medicare reform options now under consideration might work and their implications for beneficiaries and taxpayers. As context for understanding the potential effects of reforms, the briefing looked at the current and projected income and assets of people on Medicare, out-of pocket health care…
The Nuts and Bolts of Medicare Premium Support Proposals June 8, 2011 Issue Brief In April 2011, as part of its 2012 budget resolution, the U.S. House included a proposal to reduce Medicare spending by transforming the program into a system sometimes called “premium support” or vouchers. Such an approach also has been a central element of other proposals by national leaders seeking to…
Maternity Care and Consumer-Driven Health Plans May 31, 2007 Report Maternity Care and Consumer-Driven Health PlansThis report compares out-of-pocket costs of maternity care under 12 consumer-driven health plans (CDHP) from the group and individual markets to a traditional health insurance plan. CDHPs typically have lower premiums but higher deductible levels than traditional health plans, shifting more of the financial responsibility…
Health Care and the 2004 Elections: Health Care Costs September 1, 2004 Issue Brief Health Care CostsDownload a printable .pdf of Heath Care and the 2004 Elections: Health Care Costs.IssueBackgroundSources of Cost IncreasesCost Control StrategiesImpact of the ElectionAssessing Candidate PositionsIssueHealth cost increases threaten to make health insurance less affordable for all Americans, and make it harder to extend coverage to the 45 million Americans…
Raising Medicare’s Age of Eligibility to 67 Would Achieve Significant Savings, But Shift Costs To 65- and 66-Year-Olds, Other Individuals, Employers and Medicaid, New Analysis Shows July 18, 2011 News Release Study Estimates Two in Three People Ages 65 and 66 Would Pay $2,200 More On Average For Health Care in 2014 Than They Would If They Remained in Medicare MENLO PARK, Calif. — Raising Medicare’s eligibility age from 65 to 67 in 2014 would generate an estimated $5.7 billion in…
Pulling it Together: The Experts vs. The Public on Health Reform May 14, 2009 Perspective In repeated Kaiser polls, we see a divide between what experts believe and what the public believes about some of the key issues in health reform. They don’t disagree on everything; far from it. But there is a wide gulf on basic beliefs about what is behind the problems in…