Diminishing Offer and Coverage Rates Among Private Sector Employees

Gary Claxton, Larry Levitt, and Anthony Damico
Published: Sep 14, 2016

Appendix: Offer and Coverage Rates at Private Employers, 1996-2015
Year	Firms that Offer Health Insurance		All Firms			Small Firms (Fewer than 50 Employees At All Locations)
Year	Percent of Employees Eligible for Health Insurance	Percent of Eligible Employees Enrolled in Health Insurance	Percent of Employees in Firms that Offer Health Insurance to Any Worker	Percent of Employees Eligible for Health Insurance (“Share Offered”)	Percent of Employees Enrolled in Health Insurance (“Share Covered”)	Percent of Employees in Firms that Offer Health Insurance to Any Worker	Percent of Employees Eligible for Health Insurance (“Share Offered”)	Percent of Employees Enrolled in Health Insurance (“Share Covered”)
1996	81%	86%	87%	70%	60%	62%	51%	42%
1997	79%	84%	86%	68%	57%	62%	50%	40%
1998	78%	85%	87%	68%	58%	65%	49%	39%
1999	79%	82%	89%	70%	58%	68%	53%	43%
2000	79%	81%	89%	71%	57%	68%	53%	42%
2001	78%	80%	89%	69%	55%	65%	50%	39%
2002	77%	81%	88%	68%	55%	64%	50%	39%
2003	79%	80%	87%	68%	55%	62%	48%	37%
2004	78%	80%	87%	68%	54%	61%	48%	38%
2005	79%	80%	87%	68%	54%	62%	49%	37%
2006	78%	78%	87%	67%	53%	61%	48%	37%
2008	78%	79%	88%	68%	54%	62%	48%	37%
2009	80%	77%	88%	70%	54%	60%	47%	36%
2010	78%	77%	87%	68%	52%	58%	45%	34%
2011	78%	76%	85%	67%	51%	55%	43%	32%
2012	78%	76%	85%	66%	50%	53%	41%	31%
2013	78%	75%	85%	66%	49%	53%	41%	30%
2014	75%	77%	83%	63%	48%	50%	39%	28%
2015	76%	75%	84%	64%	48%	48%	38%	27%
NOTES: 2007 data were not collected for the MEPS-IC SOURCE: Agency for Healthcare Research and Quality. Medical Expenditure Panel Survey Insurance Component Tables.

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