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How Buying Insurance Will Change Under Obamacare
When the Affordable Care Act’s (ACA) health insurance marketplaces (also known as “exchanges”) go online this October, millions of people are expected to apply for private insurance coverage. Nobody expects the launch will be perfect, with no hitches and problems. The law not only replaces a fragmented and confusing assortment…
Policy Insights Read PostJAMA Forum: Why Obamacare Needs Millennials
Larry Levitt’s July 2013 column on why the Affordable Care Act is targeting young people is now available on The JAMA Forum.
Column Read PostPre-X Redux
With the focus now mainly on exchanges, Medicaid expansions, and enrolling the uninsured in newly available coverage arrangements, there is less attention lately to the ACA insurance reforms which have always been the most popular parts of the law – changes which could affect every American’s insurance in some way…
Policy Insights Read PostProjecting Medicare Advantage Enrollment: Expect the Unexpected?
This Policy Insight explores possible explanations for the continued rise in Medicare Advantage enrollment between 2010 and 2013 in spite of a projected decrease following payment changes in the Affordable Care Act (ACA).
Policy Insights Read PostBeyond Rebates: How Much Are Consumers Saving from the ACA’s Medical Loss Ratio Provision?
The Medical Loss Ratio (MLR) provision of the Affordable Care Act (ACA) saved consumers an estimated $2.1 billion last year, in the form of lower premiums and rebates, according to a new analysis by the Kaiser Family Foundation. Under health reform, insurers must issue consumer rebates if they fail to spend a certain portion of premium income on health care claims and quality improvement expenses, thereby limiting what they may spend on administrative expenses or keep as profits.
Policy Insights Read PostCovering The ACA May Be Almost As Hard As Implementing It
This Pulling It Together was adapted from a column I published earlier this week in Politico, with a new introduction added. You can read the original Politico column here. The implementation of the ACA is news and the public will demand information about it. Journalists and news organizations have an obligation…
Policy Insights Read Post