Fred Schulte, investigative reporter for KFF Health News, previously worked at The Baltimore Sun, the South Florida Sun Sentinel, and the Center for Public Integrity. He is a four-time Pulitzer Prize finalist for stories including those that exposed excessive heart-surgery death rates in veterans’ hospitals, substandard care by health insurance plans treating low-income people, and the hidden dangers of cosmetic surgery in medical offices. Fred has received the George Polk Award, two awards from Investigative Reporters and Editors, four Gerald Loeb Awards for business writing, and two Philip Meyer Awards. He is the author of “Fleeced! Telemarketing Rip-Offs and How to Avoid Them.” He is a University of Virginia graduate.