2023 Employer Health Benefits Survey

This 25^th annual survey of employers provides a detailed look at trends in employer-sponsored health coverage, including premiums, employee contributions, cost-sharing provisions, offer rates, wellness programs, and employer practices. The 2023 survey included 2,133 interviews with non-federal public and private firms.

Annual premiums for employer-sponsored family health coverage reached $23,968 this year, with workers on average paying $6,575 toward the cost of their coverage. The average deductible among covered workers in a plan with a general annual deductible is $1,735 for single coverage. Workers at smaller firms on average contribute $2,445 more toward the cost of family coverage than workers at smaller firms. This year’s report also looks at employers’ experiences and views about abortion coverage, mental health and substance use services, and wellness programs.

Survey results are released in several formats, including a full report with downloadable tables on a variety of topics, a summary of findings, and an article published in the journal Health Affairs.

NEWS RELEASE

• A news release announcing the publication of the Employer Health Benefits Survey is available.

SUMMARY OF FINDINGS

• The Summary of Findings provides an overview of the survey results and is available under the Summary of Findings tab.

FULL REPORT

• The complete Employer Health Benefits Survey report includes over 200 exhibits and is available under the Report tab. The “Report” tab contains 13 separate sections. Users can view each section separately or download the section exhibits from the right side of the respective section page.

HEALTH AFFAIRS

• The peer-reviewed journal Health Affairs has published an article with key findings from the survey (subscription required): Health Benefits In 2023: Premiums Increase With Inflation And Employer Coverage In The Wake Of Dobb 

INTERACTIVE GRAPHIC

• This graphing tool allows users to look at changes in premiums and worker contributions for covered workers at different types of firms over time: Premiums and Worker Contributions Among Workers Covered by Employer-Sponsored Coverage, 1999-2023.

CHARTPACK

• Key slides from the 2023 Employer Health Benefits Survey are here.

ADDITIONAL RESOURCES

• Standard errors for selected estimates are available in the Technical Supplement here.
• Employer Health Benefits Surveys from 1998–2022 are available here. Please note that historic survey reports have not been revised with methodological changes.
• Researchers may request a public use dataset by completing a data use agreement (available here).
• For questions about the Employer Health Benefits Survey, please visit Contact Us and choose “TOPIC: Health Costs.”