Deductible Relief Day: How Rising Deductibles are Affecting People with Employer Coverage

This analysis examines how health insurance deductibles are affecting consumers with employer-sponsored insurance. Deductibles have risen in recent years and become an increasingly prominent feature of job-based health plans.

“Deductible Relief Day” refers to the date by which average spending for people with employer-sponsored health insurance is sufficient to satisfy the average deductible, the amount consumers must pay out-of-pocket for most health care services before their insurance plan kicks in to help pay the bills.

The analysis is part of the Peterson-Kaiser Health System Tracker, an online information hub dedicated to monitoring and assessing the performance of the U.S. health system.