Yes, although the extension is not automatic. In HealthCare.gov states, you must apply for the extra time using an Exceptional Circumstances special enrollment period (SEP). You can apply for this SEP by calling the federal Marketplace call center at 1-800-318-2596. You will have to attest to residing in — or moving from — areas affected by a disaster event in 2024. Affected areas are those designated by the Federal Emergency Management Agency (FEMA) as eligible to receive “individual assistance” or “public assistance.” This Exceptional Circumstances SEP could also apply in other areas if they are affected by a disaster before the end of Open Enrollment.

Follow this link to FEMA-designated disaster areas for more information on counties eligible to receive FEMA assistance.

State-based Marketplaces can also provide extra time to enroll for people affected by disasters such as hurricanes and wildfires. Contact your State-based Marketplace for more information. If you are unsure if you reside in a State-based Marketplace or a Marketplace that is offered on the Federal Platform (also known as a Healthcare.gov state or a State-based Marketplace-Federal Platform), click here for more information.