You should act now to review your coverage options and sign up for new coverage.

If you are employed, find out if your employer offers health insurance and if you qualify.

If your parent gets their insurance through an employer that has at least 20 workers, you may be able to continue that coverage (known as COBRA) for up to 3 years. COBRA is typically an expensive option and you will likely find more affordable options on the health insurance Marketplace.

Depending on your income and whether your own employer offers health insurance, you may be eligible for assistance paying for premiums and cost sharing for a Marketplace plan. You can sign up for Marketplace coverage during the annual Open Enrollment, or you may qualify for a Special Enrollment Period any time within 60 days of losing your parent’s coverage, or if you meet certain income limits.

Compare plans for access to your doctors, premiums, and cost sharing that meets your needs, as they will differ for each of these options.

Finally, if your income is very low, you might qualify for Medicaid. Medicaid is open for enrollment year-round. For help with a Medicaid or Marketplace plan application, contact a “Navigator,” HealthCare.gov, or the Marketplace call center.