Medigap Enrollment and Consumer Protections Vary Across States
| Appendix Table: Number and Share of Medicare Beneficiaries with a Medigap Policy, 2016 | |||
| State | Number of Medigap Beneficiaries | Share of All Beneficiaries in Medigap | Share of all Traditional Medicare Beneficiaries in Medigap |
| Alaska | 12,881 | 15% | 15% |
| Alabama | 197,535 | 20% | 27% |
| Arkansas | 176,662 | 29% | 36% |
| Arizona | 282,623 | 24% | 38% |
| California | n/a | n/a | n/a |
| Colorado | 175,770 | 21% | 33% |
| Connecticut | 154,390 | 24% | 33% |
| DC | 9,449 | 10% | 12% |
| Delaware | 57,472 | 30% | 34% |
| Florida | 831,573 | 20% | 33% |
| Georgia | 343,639 | 21% | 32% |
| Hawaii | 8,736 | 3% | 6% |
| Iowa | 290,255 | 49% | 59% |
| Idaho | 72,810 | 24% | 36% |
| Illinois | 745,608 | 35% | 45% |
| Indiana | 363,080 | 30% | 41% |
| Kansas | 231,674 | 46% | 54% |
| Kentucky | 212,505 | 24% | 33% |
| Louisiana | 138,624 | 17% | 25% |
| Massachusetts | 304,012 | 24% | 31% |
| Maryland | 226,815 | 23% | 26% |
| Maine | 71,292 | 22% | 30% |
| Michigan | 418,914 | 21% | 33% |
| Minnesota | 115,430 | 12% | 27% |
| Missouri | 312,279 | 27% | 38% |
| Mississippi | 148,569 | 26% | 30% |
| Montana | 70,138 | 33% | 41% |
| North Carolina | 466,027 | 25% | 36% |
| North Dakota | 46,862 | 38% | 48% |
| Nebraska | 166,692 | 51% | 58% |
| New Hampshire | 92,613 | 33% | 37% |
| New Jersey | 452,538 | 29% | 35% |
| New Mexico | 57,471 | 15% | 22% |
| Nevada | 84,016 | 18% | 27% |
| New York | 461,459 | 13% | 21% |
| Ohio | 609,567 | 27% | 44% |
| Oklahoma | 185,745 | 26% | 32% |
| Oregon | 141,662 | 18% | 32% |
| Pennsylvania | 657,714 | 25% | 42% |
| Rhode Island | 47,346 | 23% | 37% |
| South Carolina | 247,745 | 25% | 33% |
| South Dakota | 62,984 | 38% | 49% |
| Tennessee | 287,321 | 22% | 35% |
| Texas | 772,368 | 20% | 30% |
| Utah | 70,941 | 20% | 30% |
| Virginia | 391,440 | 28% | 34% |
| Vermont | 49,001 | 36% | 39% |
| Washington | 272,306 | 22% | 31% |
| Wisconsin | 279,958 | 26% | 42% |
| West Virginia | 90,815 | 21% | 29% |
| Wyoming | 45,150 | 45% | 47% |
| NOTE: Analysis excludes California, as the majority of health insurers do not report their data to the NAIC. Analysis also excludes plans with less than 20 covered lives. SOURCE: Kaiser Family Foundation analysis of 2016 National Association of Insurance Commissioners (NAIC) Medicare Supplement Data and CMS State/County Market Penetration Files for December 2016. |
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