Kaiser Health Tracking Poll: June 2013
Kaiser Health Tracking Poll: June 2013
Those ages 65 and older are excluded from this analysis because of their access to Medicare. Respondents were read the following definition: “In general, the term ‘pre-existing condition’ is used by insurance companies to describe an illness or medical condition that a person had before they began looking for insurance. For example, if you were looking to buy health insurance but had a history of asthma, diabetes or high blood pressure, those would be considered pre-existing conditions, along with illnesses such as cancer. Given that definition, would you say that you or someone else in your household would be considered to have a ‘pre-existing condition’ of some sort, or not?
Source: Kaiser Family Foundation /Health Research & Educational Trust 2012 Employer Health Benefits Survey (http://www.kff.org/health-costs/report/employer-health-benefits-2012-annual-survey/). Note that while this is not a direct comparison, it does give a sense of whether those who say they have a good idea of the total cost of their policy are able to provide reasonably accurate amounts.
Note that this is not an exact comparison, as survey respondents in family plans may have varying family sizes, and many may have plans that cover only one adult plus one or more children, which would be less expensive than coverage for a family of four with two adults and two children.