Short-Term Limited Duration Policies and Other Policies Sold Outside of the Marketplace

Are short-term limited duration policies for sale in the Marketplace?

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No. Only policies that meet ACA standards can be offered through the Marketplace. Look for information in written and online materials that must identify when a policy is a “short-term, limited-duration” policy and is “NOT comprehensive health coverage.”

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

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The independent source for health policy research, polling, and news, KFF is a nonprofit organization based in San Francisco, California.