Marketplace Health Plans and Premiums

Can my family member (or my church or another third party) pay my portion of the monthly health insurance premium for me?

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Yes, family members can make a premium payment on your behalf, as well as your church, federal programs such as the Ryan White HIV/AIDS program, or any charity that doesn’t make financial help available based on health status. Marketplace plans are discouraged from accepting third-party payments from hospitals and other commercial entities. Some dialysis facilities offer to pay premiums for Medicare-eligible patients with end-stage renal disease who elect Marketplace coverage instead of Medicare. Check with a Marketplace navigator or your State Health Insurance Assistance Program (SHIP) for more information.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

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The independent source for health policy research, polling, and news, KFF is a nonprofit organization based in San Francisco, California.