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family-premium-tax-subsidy_pie

Quantifying Tax Credits for People Now Buying Insurance on Their Own

This analysis estimates that Americans currently buying insurance on the individual market would receive $2700 in subsidies (as tax credits) in 2014 under Obamacare. Tax credits are available for qualifying people buying insurance through the new health care marketplaces, or exchanges.

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The Henry J. Kaiser Family Foundation

Aligning Eligibility for Children: Moving the Stairstep Kids to Medicaid

The Affordable Care Act (ACA) requires that Medicaid cover children with incomes up to 133 percent of the federal poverty level (FPL) ($31,322 for a family of four in 2013) as of January 2014. Today, there are “stairstep” eligibility rules for children. States must cover children under the age of six in families with income of at least 133 percent of the FPL in Medicaid while older children and teens with incomes above 100 percent of the FPL may be covered in separate state Children’s Health Insurance Programs (CHIP) or Medicaid at state option. While many states already cover children in Medicaid with income up to 133 percent FPL, due to the change in law, 21 states needed to transition some children from CHIP to Medicaid. This brief examines how the transition of children from CHIP to Medicaid will affect children and families as well as states. The brief also looks to New York and Colorado for lessons learned from the early transition of coverage.

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Webinar for Journalists: What Do Consumers Need to Know About Health Reform’s Changes?

As part of the “Covering Health Reform” series, this webinar provided an overview of how the Affordable Care Act’s impact will vary for people in different circumstances, including those currently with employer coverage, those who buy their own insurance and those who are currently uninsured. The Foundation’s State Health Policy Director Jennifer Tolbert and Senior Fellow Karen Pollitz explained the law’s individual mandate, as well as its new coverage options, including new state insurance marketplaces, subsidies for people with low- and moderate incomes, and new rules prohibiting insurers from discriminating based on pre-existing conditions. They answered journalists’ questions about the law as part of the webinar.

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family-premium-tax-subsidy_pie

Analysis: Tax Credits to Average $2,700 Per Family Next Year for People Who Now Buy Their Own Insurance

This analysis estimates that Americans currently buying insurance on the individual market would receive $2700 in subsidies (as tax credits) in 2014 under Obamacare. Tax credits are available for qualifying people buying insurance through the new health care marketplaces, or exchanges.

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The Henry J. Kaiser Family Foundation

Employer-Sponsored Family Health Premiums Rise a Modest 4 Percent in 2013, National Benchmark Employer Survey Finds

Annual premiums for employer-sponsored family health coverage reached $16,351 this year, up 4 percent from last year, with workers on average paying $4,565 toward the cost of their coverage, according to the Kaiser Family Foundation/Health Research & Educational Trust (HRET) 2013 Employer Health Benefits Survey. This year’s rise in premiums remains moderate by historical standards. The 15th annual Kaiser/HRET survey of more than 2,000 small and large employers provides a detailed picture of the status and trends in employer-sponsored health insurance costs and coverage.

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The Henry J. Kaiser Family Foundation

Kaiser Health Tracking Poll: February 2014

The February 2014 Kaiser Health Tracking Poll finds that those who are most likely to be customers in the Affordable Care Act (ACA)’s new insurance exchanges (the uninsured and those who purchase their own coverage) are more likely to prefer less costly plans with narrow provider networks over more expensive plans with broader networks, while the public overall has the opposite preference. Overall opinion of the ACA remains about the same as it has been since November, with just under half the public viewing the law unfavorably and just over a third having a favorable view.

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The Henry J. Kaiser Family Foundation

Kaiser Health Policy News Index: February 2014

The Kaiser Health Policy News Index is designed to help journalists and policymakers understand which health policy-related news stories Americans are paying attention to, and what the public understands about health policy issues covered in the news. This month’s Index finds that the implementation of the Affordable Care Act (ACA) was the most-closely followed health policy news story this month, ranking behind news of the U.S. economy. The survey also finds that the news media is by far the public’s top source of information on the ACA, and the public believes media coverage of the law has focused more on politics and controversies than the impact on people.

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The Henry J. Kaiser Family Foundation

Health Affairs Blog: The ACA And People With HIV: The ACA’s Impact And The Implications Of State Choices

A Health Affairs blog post by Jennifer Kates and Rachel Garfield examines the impact of the Affordable Care Act (ACA) on people with HIV/AIDS.

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The Henry J. Kaiser Family Foundation

All Eyes on the Supreme Court: More than Birth Control at Stake

On March 25th, the Supreme Court will hear two cases brought by for-profit corporations challenging the ACA’s contraceptive coverage rule on religious grounds. These two corporations are Hobby Lobby, a national chain of craft stores owned by a Christian family and Conestoga Wood Specialties, a cabinet manufacturer, owned by a Mennonite family. Beyond the impact on the ACA and contraceptive coverage, the Court’s decision may have implications for religious rights of employers and employees, as well as corporate and civil rights laws. This brief examines three fundamental questions raised by some of the 84 amicus briefs that have been submitted to the Court.

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health-reform_market-competition_beige

Sizing Up Exchange Market Competition

This issue brief offers an early look into how competitive the health insurance exchanges (also called marketplaces) are under the Affordable Care Act in selected states. Through analysis of enrollment data released by seven states (California, Connecticut, Minnesota, New York, Nevada, Rhode Island, and Washington) this brief finds that exchange markets in California and New York are shaping up to be more competitive than their individual markets were in 2012 while those of Connecticut and Washington show less competition. In several states, market shares of individual insurers have shifted significantly compared to the individual market prior to the ACA, pointing to the potential for greater price competition in the future and the influence of new entrants to the market.

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