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The Henry J. Kaiser Family Foundation

Analysis of the Number of Workers Covered by Self-Insured Health Plans Under the Employee Retirement Income Security Act of 1974 and 1995.

This report presents findings based upon the KPMG health benefits survey of private and public employers and explores the extent of ERISA preemption on health plans covering U.S. workers. Included is estimated data on the total number of workers covered by fully and partly self-insured health plans in 1993 and…

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The Henry J. Kaiser Family Foundation

Covering the Low-Income Uninsured: The Case For Expanding Public Programs

An article in the January/February 2001 issue of Health Affairs by Judith Feder, Larry Levitt, Ellen O’Brien, and Diane Rowland assesses how best to expand health insurance coverage for the low-income uninsured. The article concludes that despite flaws in existing public programs, which can and should be remedied, strengthening programs like Medicaid…

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The Henry J. Kaiser Family Foundation

Estimates of Medicare Beneficiaries’ Out-of-Pocket Drug Spending in 2006

This report projects the impact of the new Medicare drug benefit on out-of-pocket spending for people who enroll in 2006. This analysis from November 2004 estimates that 6.9 million beneficiaries are projected to be affected by the coverage gap (the so-called “doughnut hole”) in the standard Part D drug benefit.…

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The Henry J. Kaiser Family Foundation

Federal Funding Under the Affordable Care Act

This fact sheet provides highlights from an analysis tracking the flow of federal Affordable Care Act funds to states as reporter in the Department of Health and Human Services grant database as well as periodic reports from HHS and the Internal Revenue Service. The analysis distinguishes between funds awarded to…

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The Henry J. Kaiser Family Foundation

Health Affairs Article: Comparing the Assets of Uninsured Households to Cost Sharing Under High Deductible Health Plans

Health Affairs Article: Comparing the Assets of Uninsured Households to Cost Sharing Under High Deductible Health Plans Relatively few uninsured households have enough financial assets to cover the cost-sharing in consumer-driven health plans tied to Health Savings Accounts (HSAs), according to this study by Kaiser Family Foundation researchers published as a Health…

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The Henry J. Kaiser Family Foundation

Health Affairs Article: Impact of State Tort Reforms on Physician Malpractice Payments

A study in the March/April 2007 issue of Health Affairs analyzes the impact of state tort reforms on physician malpractice claims. The study finds that the tort law changes have had a measurable but limited impact on physician malpractice claims, depending on the type and strength of the tort reform. Commissioned by…

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The Henry J. Kaiser Family Foundation

In Pursuit of Affordable Health Care: On the Ground Lessons From Families in Massachusetts

This report, based on focus groups with adults in a variety of circumstances, highlights the experiences of Massachusetts residents in obtaining health coverage, accessing health care services and managing out-of-pocket costs in the wake of the state’s 2006 health reform law. Report (.pdf)

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The Henry J. Kaiser Family Foundation

Illustrating the Potential Impacts of Adverse Selection on Health Insurance Costs in Consumer Choice Models

Health Care Spending in the United States and OECD Countries  Health spending is rising faster than incomes in most developed countries, which raises questions about how these countries will pay for future health care needs.  The issue may be particularly acute in the United States, which not only spends much…

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The Henry J. Kaiser Family Foundation

How Much ‘Skin In The Game’ Do Medicare Beneficiaries Have? The Increasing Financial Burden of Health Care Spending, 1997-2003

This study evaluated the changes in Medicare beneficiaries’ health care spending between 1997 and 2003, and found beneficiaries spent a growing share of their income on health care. The results showed that median out-of-pocket health spending increased from 11.9% of income in 1997 to 15.5% in 2003, and about four…

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The Henry J. Kaiser Family Foundation

A Consumers Guide to Understanding Managed Care

A booklet to help health care consumers understand managed care. A Consumer’s Guide: Understanding Managed Care

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