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The Henry J. Kaiser Family Foundation

Obamacare and You: If You Are Low-Income and May Qualify for Medicaid…

This fact sheet from the Obamacare & You series explains health coverage options that may be available to people who have low-incomes or may be qualified for Medicaid under the Affordable Care Act, The law expands Medicaid and creates creates new private insurance marketplaces, in which subsidies will be available to low- and moderate-income people.

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The Henry J. Kaiser Family Foundation

Obamacare and You: If You Have a Pre-Existing Condition

This short explainer highlights the changes for people with pre-existing health conditions coming under the Affordable Care Act, also known as Obamacare.

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The Henry J. Kaiser Family Foundation

Obamacare and You: If You Buy Coverage in the Individual Market

This short explainer provides an overview of the changes coming under the Affordable Care Act, also known as Obamacare, for those now buying coverage in the individual market.

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The Henry J. Kaiser Family Foundation

Cost-Sharing Subsidies in Federal Marketplace Plans

This brief and the accompanying slides examine reduction of cost sharing – deductibles, copayments and coinsurance – in the Affordable Care Act’s (ACA) federally-facilitated marketplaces. The analysis shows how cost-sharing subsidies reduce the cost of deductibles, out-of-pocket limits, physician visits, emergency room visits and prescription drug costs in silver plans for low-income people (people whose income is 250 percent of the federal poverty level or below).

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The Henry J. Kaiser Family Foundation

New Reports Analyze Cost Sharing in 2015 ACA Marketplace Plans in 37 States

Charts Examine Savings from Subsidies at Stake in U.S. Supreme Court Case Cost-sharing subsidies under the Affordable Care Act can substantially reduce deductibles and other cost sharing for people with low incomes purchasing coverage in the federally-facilitated insurance marketplace serving 37 states, a new analysis by the Kaiser Family Foundation…

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The Henry J. Kaiser Family Foundation

Insurance Markets in a Post-King World

This perspective addresses how insurance markets might respond if the US Supreme Court sides with the plaintiffs in the King v. Burwell case. The case challenges the legality of premium and cost-sharing subsidies for low- and middle-income people buying insurance in states where the federal government rather than the state is operating the marketplace under the Affordable Care Act (ACA).

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The Henry J. Kaiser Family Foundation

Explaining the 2015 Open Enrollment Period

The brief provides an overview of what consumers can expect during the second annual Open Enrollment period under the Affordable Care Act (ACA), which runs from November 15, 2014 through February 15, 2015. It is the second opportunity for uninsured individuals to enroll in private insurance coverage, premium tax credits and cost sharing subsidies and the first time that people newly insured in 2014 can renew their health plan coverage and subsidies. It also overlaps with the start of the tax filing season, during which subsidized individuals will undergo tax reconciliation of their 2014 financial assistance and the individual responsibility provisions of the ACA will be enforced.

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The Henry J. Kaiser Family Foundation

The Stakes Beyond the Halbig Lawsuit

In a column for The Wall Street Journal’s Think Tank, Drew Altman discusses if the legal court cases about whether the government can provide tax credits to people in the Affordable Care Act’s federal health exchanges will be perceived by the American people as a legitimate legal question or as more inside-Washington politics.

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family-premium-tax-subsidy_pie

Quantifying Tax Credits for People Now Buying Insurance on Their Own

This analysis estimates that Americans currently buying insurance on the individual market would receive $2700 in subsidies (as tax credits) in 2014 under Obamacare. Tax credits are available for qualifying people buying insurance through the new health care marketplaces, or exchanges.

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family-premium-tax-subsidy_pie

Analysis: Tax Credits to Average $2,700 Per Family Next Year for People Who Now Buy Their Own Insurance

This analysis estimates that Americans currently buying insurance on the individual market would receive $2700 in subsidies (as tax credits) in 2014 under Obamacare. Tax credits are available for qualifying people buying insurance through the new health care marketplaces, or exchanges.

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