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Reports Explore Long-Term Care Issues Included in the Deficit Reduction Act

The Deficit Reduction Act (DRA) of 2005, which became law this February, includes several significant changes to Medicaid long-term care policies. The Kaiser Family Foundation's Commission on Medicaid and the Uninsured is releasing five new reports on long-term care issues that were addressed by the DRA changes.Long-term care accounts for…

Asset Transfer and Nursing Home Use: Empirical Evidence and Policy Significance

Asset Transfer and Nursing Home Use: Empirical Evidence and Policy SignificanceDue to concern that wealthy elderly Americans were transferring assets to gain Medicaid coverage for nursing home care, the Deficit Reduction Act (DRA) of 2005 tightened Medicaid eligibility rules related to asset transfers. About 43 percent of all nursing home…

Private Long-Term Care Insurance: A Viable Option for Low and Middle-Income Seniors?

In the Deficit Reduction Act of 2005, the federal government made it harder for individuals to qualify for Medicaid nursing home benefits by increasing penalties on individuals who have transferred assets for less than fair market value during the past five years and by making individuals with home equity above…

Asset Transfer and Nursing Home Use

Asset Transfer and Nursing Home UseThis issue brief examines asset transfer data of elderly nursing home residents and finds that for those who qualify for Medicaid, their average asset transfer are small, sufficient to cover about one month of private nursing home care.Issue Brief (.pdf)

Long-Term Care:  Understanding Medicaid’s Role for the Elderly and Disabled

Long-Term Care: Understanding Medicaid’s Role for the Elderly and DisabledThis updated report provides a review of how Medicaid works for people with long-term care needs and describes the fiscal challenges that states currently face and that Medicaid may face in the future as the population ages.Report (.pdf)Executive Summary (.pdf)

New Reports Explain Medicaid’s Role in Long-Term Care and Track Trends

With short and long-term policy changes to the Medicaid program being discussed, its role in providing long-term care is receiving closer examination. Medicaid is the single largest source of financing for long-term care, accounting for nearly half of all the nation’s spending for long-term care services, and demographic trends are…