This brief describes health insurance subsidies available through the Affordable Care Act’s marketplaces, including premium subsidies that would be provided in the form of tax credits, as well as other subsidies that would lower cost sharing to eligible Americans. It provides details on who is eligible for the assistance, the maximum repayment limits for the credits, and out-of-pocket spending limits.
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On Tuesday, October 25, from 1 p.m. to 2 p.m. ET, the Kaiser Family Foundation will examine key issues affecting this year’s annual Affordable Care Act enrollment period and answer audience questions during a web briefing.
2017 Premium Changes and Insurer Participation in the Affordable Care Act’s Health Insurance Marketplaces
This brief analyzes 2017 Affordable Care Act (ACA) marketplace data on premium and insurer participation, including data made available through Healthcare.gov on October 24, 2017, as well as data collected from states that run their own exchange websites.
This list of Frequently Asked Questions (FAQs) about Obamacare covers the Affordable Care Act’s marketplaces (aka exchanges), individual mandate, benefits, and more. It provides answers to questions about specific groups, such as young adults, smokers, the uninsured, and non-traditional households.
To gauge whether individual market risk pools are healthier in states that have expanded Medicaid and did not allow transitional plans, this data note compares average state risk scores using data from the Centers for Medicare & Medicaid Services Summary Report on Risk Adjustment for the 2015 benefit year. The analysis finds that states that expanded Medicaid and did not allow transitional plans had lower average risk scores, suggesting the risk pools in those state’s markets are healthier than in non-expansion states and in states that allowed transitional plans.
In this Wall Street Journal Think Tank column, Drew Altman discusses the latest challenges faced by the Affordable Care Act (ACA) marketplaces and why they should be kept in perspective: “If Obamacare had bipartisan support, they would be treated much more like mundane implementation issues to be addressed by Congress than glaring headlines about Obamacare failure.”
This analysis provides a preliminary picture of the potential effect insurer exits and entrants may have on competition and consumer choice in the 2017 Affordable Care Act (ACA) marketplaces. Much is still unknown and the majority of states’ 2017 filings are either redacted or unavailable publicly.
This brief explains three provisions of the Affordable Care Act (ACA) – risk adjustment, reinsurance, and risk corridors – that were intended to promote insurer competition on the basis of quality and value and promote insurance market stability, particularly in the early years of reform as the ACA marketplaces, also known as exchanges, were established.
Premium increases in the health insurance marketplaces created under the Affordable Care Act (ACA) will likely be higher in 2017 than in recent years; however, the actual average benchmark premium in the ACA marketplaces in 2016 is below what the Congressional Budget Office projected for 2016 before the health law was passed. How actual marketplace premiums compare to what CBO expected in doing those budget projections is an important factor in determining whether the ACA continues to be on track to reducing the deficit.