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The Henry J. Kaiser Family Foundation

Health Care and the Middle Class: More Costs and Less Coverage

This analysis paper examines the availability, affordability and stability of the health insurance coverage of the American middle class, defined as those with incomes of $44,000 to $88,000 for a family of four. It also addresses the growing burden of health care costs for the middle class, the adequacy of…

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The Henry J. Kaiser Family Foundation

Summary of Coverage Provisions in the Patient Protection and Affordable Care Act

This short summary describes the health coverage provisions contained in the final version of the Affordable Care Act signed into law in March 2010, including the individual mandate requirements, expansion of public programs, health insurance exchanges, changes to private insurance and employer requirements.

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The Henry J. Kaiser Family Foundation

Uniform Coverage Summaries for Consumers

This brief explains the proposed federal rule that requires private health plans to provide a short, easy-to-read uniform summary of benefits and coverage to all health insurance applicants and enrollees. The rule, which implements a provision in the Affordable Care Act (ACA), is intended to make it simpler for consumers…

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The Henry J. Kaiser Family Foundation

Section 10: Plan Funding

Exhibit 10.1Exhibit 10.5Exhibit 10.2Exhibit 10.6Exhibit 10.3Exhibit 10.7Exhibit 10.4 10 A self-funded plan is one in which the employer assumes direct responsibility for the costs of enrollees’ medical claims. Employers sponsoring self-funded plans typically contract with a third-party administrator or insurer to provide administrative services for the self-funded plan.

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The Henry J. Kaiser Family Foundation

2003 Health Insurance Survey

The 2003 Kaiser Family Foundation Health Insurance Survey examines the public’s level of satisfaction with their insurance coverage, their expectations of health insurance, the role of costs and other factors in health insurance decision-making, and attitudes toward employer-sponsored coverage. It also explores people’s opinions about several alternative health insurance plans…

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The Henry J. Kaiser Family Foundation

Health Care Costs Survey – Summary and Chartpack

The summary and chartpack highlight key findings from the joint USA Today/Kaiser/Harvard School of Public Health survey exploring Americans’ views on health care costs.Survey Summary and Chartpack (.pdf)

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The Henry J. Kaiser Family Foundation

Retired Steelworkers and Their Health Benefits: Results from a 2004 Survey

This Kaiser survey report looks at how the bankruptcies of two steel companies, the LTV Corporation and Bethlehem Steel, affected health coverage for the companies' retirees and dependents. The bankruptcies left about 200,000 retirees and spouses without retiree health coverage in 2002 and 2003. The report provides insight into the…

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The Henry J. Kaiser Family Foundation

2006 Kaiser/Hewitt Retiree Health Benefits Survey

The 2006 Kaiser/Hewitt survey of large businesses that provide retiree health benefits to their workers assesses their evolving responses to the new Medicare drug benefit in 2006. It also looks at the rising costs and changing benefits of retiree health coverage overall in 2006, as well as the outlook for…

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The Henry J. Kaiser Family Foundation

Change in Percentage of Families Offered Coverage at Work, 1998-2009

About 150 million people receive health insurance through an employer, making employer-sponsored coverage the most popular form of health insurance coverage for the nonelderly in the United States. This report examines the change in the percentage of families offered coverage at work and how the offer of health insurance differs…

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The Henry J. Kaiser Family Foundation

How Private Health Coverage Works: A Primer – 2008 Update

How Private Health Coverage Works: A Primer— 2008 UpdateThis primer explains the role and operations of private health coverage in the United States. Private health coverage is provided under a variety of different arrangements, including health insuring organizations regulated under state law and health plans sponsored by employers and employee organizations…

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