Health-Care Deductibles Climbing Out of Reach March 11, 2015 News Release In his latest column for The Wall Street Journal’s Think Tank, Drew Altman explores the trend of higher deductibles in health plans and discusses a new analysis showing that many people with insurance don’t have sufficient financial resources to pay a mid- or high-range deductible. All previous columns by Drew…
Health-Care Deductibles Climbing Out of Reach March 11, 2015 Perspective In this column for The Wall Street Journal’s Think Tank, Drew Altman explores the trend of higher deductibles in health plans and discusses a new analysis showing that many people with private insurance don’t have sufficient financial resources to pay a mid- or high-range deductible.
Consumer Assets and Patient Cost Sharing March 11, 2015 Issue Brief Higher cost sharing in private insurance has been credited with helping to slow the growth of health care costs in recent years. For families with low incomes or moderate incomes, however, high deductibles, out-of-pocket limits and other cost sharing can be a potential barrier to care and may lead these families to significant financial difficulties. This issue brief uses information from the Federal Reserve Board’s 2013 Survey of Consumer Finances to look at how household resources match up against potential cost-sharing requirements for plans offered by employers or available in the individual market, including in the Affordable Care Act marketplaces.
ACA 101: What You Need To Know March 6, 2015 Event On Friday, March 6, 2014, the Kaiser Family Foundation and the Alliance for Health Reform hosted an ACA 101 briefing on the Affordable Care Act. The briefing took place just as the second marketplace enrollment period ended, and the Supreme Court heard oral arguments in a case challenging the ACA’s subsidies (King v Burwell).
Harvard and Growth in Health Care Cost Sharing January 15, 2015 Perspective In this column for The Wall Street Journal’s Think Tank, Drew Altman explains why recent discussion of Harvard University’s introduction of new health insurance cost sharing measures amounted to “making a mountain out of a mole hill”.
Visualizing Health Policy: Recent Trends in Employer-Sponsored Insurance November 11, 2014 Infographic This Visualizing Health Policy infographic takes a look at recent trends in employer-sponsored insurance, including average premium increases for workers with family coverage, the average yearly cost of premiums for single and family coverage and how those costs have increased in the past decade, along with the prevalence of health…
Visualizing Health Policy: Recent Trends in Employer-Sponsored Insurance November 11, 2014 News Release This Visualizing Health Policy takes a look at recent trends in employer-sponsored insurance, including average premium increases for workers with family coverage, the average yearly cost of premiums for single and family coverage and how those costs have increased in the past decade, along with the prevalence of health promotion…
Tax Subsidies for Private Health Insurance October 27, 2014 Issue Brief This brief describes the different forms of tax assistance for private health insurance, including subsidies offered through the Affordable Care Act’s marketplaces and benefits for people who are self-employed or who have employer-based coverage. The brief also provides examples of how the subsidies work and how the amounts may differ by income and type of coverage.
New Analysis Examines Paid Time Off for Working Mothers when Their Children are Sick October 21, 2014 News Release For many women, missing work when their children have a cold or upset stomach takes a financial toll on family income. A new data note from the Kaiser Family Foundation reports on the number of working mothers who must take unpaid time off when their children are sick and discusses…