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Section 7: Employee Cost Sharing

Exhibit 7.1Exhibit 7.8Exhibit 7.2Exhibit 7.9Exhibit 7.3Exhibit 7.10Exhibit 7.4Exhibit 7.11Exhibit 7.5Exhibit 7.12Exhibit 7.6Exhibit 7.13Exhibit 7.7 8 Newhouse, Joseph, et. al., Free for All, Lessons From the RAND Health Insurance Experiment, Harvard University Press, Cambridge, Massachusetts, 1993.

Section 6: Employee Contributions for Premiums

Exhibit 6.1Exhibit 6.9Exhibit 6.2Exhibit 6.10Exhibit 6.3Exhibit 6.11Exhibit 6.4Exhibit 6.12Exhibit 6.5Exhibit 6.13Exhibit 6.6Exhibit 6.14Exhibit 6.7Exhibit 6.15Exhibit 6.8 

Section 5: Market Shares of Health Plans

The distribution of enrollment among types of health plans has remained fairly constant over the past several years. The majority of covered workers are enrolled in PPO plans (55%), followed by HMO plans (25%) (Exhibit 5.1). Although annual changes in plan enrollment have been moderate, enrollment in PPO plans has…

Section 4: Health Insurance Choice

Exhibit 4.1Exhibit 4.6Exhibit 4.2Exhibit 4.7Exhibit 4.3Exhibit 4.8Exhibit 4.4Exhibit 4.9Exhibit 4.5Exhibit 4.105Survey respondents were asked whether the firm offers a personal or health savings account, including a Health Reimbursement Arrangement (HRA) or other type of health savings account option.6There are several savings account options permitted under the law, including health reimbursement…

Section 3: Employee Coverage, Eligibility, and Participation

Employers are the principal source of health insurance in the U.S., providing health benefits to about 63% of nonelderly persons in 2002.4 Although the percentage of workers receiving health insurance through their own employer has exhibited only slight annual declines, the cumulative drop since 2001 is over four percentage points.…

California Health Care Chartbook: Key Data and Trends

This chartbook provides California and U.S. data and trend analysis on a broad range of health system and financing indicators, including demographics and health status data, insurance coverage and the uninsured, employer health insurance premiums and offer rates, Medicaid and Medicare enrollment and spending, and health care industry trends. Chartbook…

Trends in Medicare Supplemental Insurance and Prescription Drug Benefits, 1996-2001Data Update

Trends in Medicare Supplemental Insurance and Prescription Drug Benefits, 1996-2001 Data UpdateThis data update provides estimates of supplemental insurance and prescription drug coverage rates and trends between 1996 and 2001, which will help to provide important context for assessing future changes in supplemental insurance and drug coverage rates after provisions…