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The Henry J. Kaiser Family Foundation

Employer-Sponsored Family Health Premiums Rise a Modest 4 Percent in 2013, National Benchmark Employer Survey Finds

Annual premiums for employer-sponsored family health coverage reached $16,351 this year, up 4 percent from last year, with workers on average paying $4,565 toward the cost of their coverage, according to the Kaiser Family Foundation/Health Research & Educational Trust (HRET) 2013 Employer Health Benefits Survey. This year’s rise in premiums remains moderate by historical standards. The 15th annual Kaiser/HRET survey of more than 2,000 small and large employers provides a detailed picture of the status and trends in employer-sponsored health insurance costs and coverage.

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The Henry J. Kaiser Family Foundation

Obamacare and You: If You Have Job-Based Coverage

This short explainer outlines key changes for people with employer-based health benefits under the Affordable Care Act (ACA), also known as Obamacare.

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The Henry J. Kaiser Family Foundation

2013 Employer Health Benefits Survey

This annual Employer Health Benefits Survey (EHBS) provides a detailed look at trends in employer-sponsored health coverage, including premiums, employee contributions, cost-sharing provisions, and other relevant information. The 2013 EHBS survey finds average family health premiums rose 4 percent in 2013, relatively modest growth by historical standards.

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The Henry J. Kaiser Family Foundation

The Uninsured: A Primer – Key Facts about Health Insurance on the Eve of Coverage Expansions

In 2012, 47 million nonelderly Americans were uninsured. While the number of uninsured people has decreased slightly in recent years, this trend has not reversed several years of recession-related losses in coverage for millions. Coverage expansions under the Affordable Care Act (ACA) that will go into effect in 2014 have the potential to substantially further reduce the number of people without insurance.

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The Henry J. Kaiser Family Foundation

Testimony: Wellness Programs and Nondiscrimination Under Employer-Sponsored Group Health Plans

This testimony by the Foundation’s Karen Pollitz before the Equal Employment Opportunity Commission included background on wellness programs, wellness incentives and nondiscrimination since 1996, and questions and issues related to proposed regulations governing the design and application of wellness programs offered in conjunction with employer-sponsored group health plans.

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The Henry J. Kaiser Family Foundation

Snapshots: Premiums, Cost-Sharing and Coverage at Public, Private and Non-Profit Firms

There are important differences in the legal organization and mission of different employers in the United States. In addition to collecting information about premiums and employee cost sharing, the 2012 Employer Health Benefits Survey asked respondents to characterize their ownership structure. Respondents were asked to describe their organization as either a “private…

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The Henry J. Kaiser Family Foundation

Snapshots: The Prevalence and Cost of Deductibles in Employer Sponsored Insurance

Over the past several years enrollees in employer-sponsored health plans have contributed more towards their care through the use of increased cost sharing.  The growth in deductibles is one of the more visible increases in employee cost sharing. A deductible is an amount that must be paid out-of-pocket by an…

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The Henry J. Kaiser Family Foundation

A Consumers Guide to Understanding Managed Care

A booklet to help health care consumers understand managed care. A Consumer’s Guide: Understanding Managed Care

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The Henry J. Kaiser Family Foundation

The Cost of Cancer

This Kaiser Family Foundation documentary explores the financial consequences faced by three people, all privately insured, after being diagnosed with cancer. It was released in conjunction with a joint Kaiser/American Cancer Society report, “Spending To Survive: Cancer Patients Confront Holes in the Health Insurance System.” To download the video, right-click…

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