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National Survey of Enrollees in Consumer-Directed Health Plans

This Kaiser survey looks at the views and experiences of people enrolled in consumer-directed health plans as compared to people with traditional health insurance. Consumer-directed plans, which involve high deductibles coupled with tax-preferred saving options that consumers can use to pay for their care out of pocket, are intended to…

Snapshots: Wages & Benefits: A Long-Term View

Recent polls show that a substantial portion of families worry about whether their incomes will keep pace with rising prices generally and whether they will have to pay more for health care or health insurance.1 This concern about the cost of health insurance may result in part from the rapid increases…

Section 12: Employer Opinions and Health Management Programs

Exhibit 12.1Exhibit 12.6Exhibit 12.2Exhibit 12.7Exhibit 12.3Exhibit 12.8Exhibit 12.4Exhibit 12.9Exhibit 12.5 12 Kaiser Family Foundation, Kaiser Commission on Medicaid and the Uninsured. Health Insurance Coverage in America, 2002 Data Update, December 2003.13 These answers are not exclusive: 11% of firms that shopped switched both carrier and type of health plan offered. 

Pulling it Together: When Premiums Go Up 39%

Our group that works on health care cost issues just updated an analysis that sheds light on what’s really happening to people in the individual health insurance market, the issue Secretary Sebelius, a former Kansas insurance commissioner, and others have put in the spotlight by calling on Anthem and other…

Pulling It Together: What Conservatives Won In Health Reform (And Don’t Seem to Know It)

Conservatives obviously don’t like what they call “Obamacare” because they think it expands the role of government too much and spends too much money.  But ironically, the Affordable Care Act (ACA) actually promotes — though not explicitly — something that has been a fundamental objective of conservatives in health care…

Pulling It Together: Predictions

I usually don’t make predictions, unless they are backed up by the kind of statistical modeling we often produce.  But here are three predictions I am confident about that form the basis of this latest column. GROUP HEALTH INSURANCE PREMIUMS WILL CONTINUE TO RISE AT HISTORICALLY MODERATE LEVELS, AT LEAST…

Section 9: Prescription Drugs and Mental Health Benefits

Exhibit 9.1Exhibit 9.5Exhibit 9.2Exhibit 9.6Exhibit 9.3Exhibit 9.7Exhibit 9.4Exhibit 9.89 There are fewer observations for estimating the average copayment for four-tier drugs compared to other drug types.