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The Requirement to Buy Coverage Under the Affordable Care Act

Along with changes to the health insurance system that guarantee access to coverage to everyone regardless of pre-existing health conditions, the Affordable Care Act includes a requirement that many people be insured or pay a penalty. This simple flowchart illustrates how that requirement (sometimes known as an “individual mandate”) works.…

ACA 101: What You Need to Know

Useful review for anyone seeking to comprehend complex issues leading up to major implementations taking effect in 2014

Health Reform Hits Main Street

This short cartoon explains the problems with the current health care system, the health reform changes that are happening now, and the big changes coming in 2014 as part of the Affordable Care Act (ACA). You can view the video on our site and it is also available on YouTube.

Obamacare and You: If You Are Uninsured…

The Affordable Care Act, also called Obamacare, creates several new ways to get health coverage. This fact sheet explains how If you are uninsured and not offered health coverage through your job, you may be able to obtain coverage through Medicaid or through a new health insurance marketplace (or exchange) in your state. It is from our Obamacare & You series.

Obamacare and You: If You Are Low-Income and May Qualify for Medicaid…

This fact sheet from the Obamacare & You series explains health coverage options that may be available to people who have low-incomes or may be qualified for Medicaid under the Affordable Care Act, The law expands Medicaid and creates creates new private insurance marketplaces, in which subsidies will be available to low- and moderate-income people.

Medicaid Eligibility for Adults as of January 1, 2014

Regardless of state Medicaid expansion decisions, all states must implement new eligibility and enrollment processes, including a transition to determine income eligibility for most groups based on Modified Adjusted Gross Income (MAGI). As part of the transition to MAGI, states’ existing Medicaid income limits for children, pregnant women, parents, and childless adults will be converted to MAGI-equivalent limits. This fact sheet provides Medicaid income limits for parents and childless adults as of January 2013, and the new income limits that will be in effect as of January 1, 2014.