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The Henry J. Kaiser Family Foundation

Health Reform and the Art of Federalism

The U.S. Department of Health and Human Services (HHS) recently announced significant changes to the premiums charged in the Pre-existing Condition Insurance Plan (PCIP), aka the “high risk pool” created by the Affordable Care Act. Premiums will now be up to 40% lower depending on the state (in some states…

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The Henry J. Kaiser Family Foundation

Peering Into the Black Box of Insurance Rating

Recently, the New York Times reported that private health insurers continue to seek large premium increases despite seeing lower than expected use of medical care and booking record profits. The story highlights a significant problem for health policy: the lack of good, public information about how health insurers manage health…

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The Henry J. Kaiser Family Foundation

Who Will be the H&R Block and TurboTax for Health Insurance?

There’s been quite a bit of focus lately insofar as these issues go, anyway on health insurance agents and brokers (sometimes known in the industry as “producers”). They are pushing legislation that has been introduced in Congress and is now being studied by the National Association of Insurance Commissioners that…

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The Henry J. Kaiser Family Foundation

CBO’s Estimate of Repealing Exchange Grants: The Importance of Being Effective

The Congressional Budget Office (CBO) recently released an analysis of a bill that would repeal grants to states under the health reform law to help them establish health insurance purchasing exchanges. Not surprisingly, CBO finds that the bill would reduce federal spending due to the fact that expected grants won’t…

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The Henry J. Kaiser Family Foundation

May Kaiser Health Tracking Poll: Views of Health Reform Law Remain Unchanged

This month’s Kaiser Health Tracking Poll reveals little change in public opinion about the health reform law. Americans remain divided overall, with 42 percent having a favorable opinion of the law and 44 percent viewing it unfavorably. Three in ten continue to want to see the law expanded, while roughly…

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The Henry J. Kaiser Family Foundation

Pulling It Together: Predictions

I usually don’t make predictions, unless they are backed up by the kind of statistical modeling we often produce.  But here are three predictions I am confident about that form the basis of this latest column. GROUP HEALTH INSURANCE PREMIUMS WILL CONTINUE TO RISE AT HISTORICALLY MODERATE LEVELS, AT LEAST…

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The Henry J. Kaiser Family Foundation

Uninsured Are Less Satisfied

Given that people without health insurance have no protection from health care costs, it is not surprising that they are much less likely to say they are satisfied with costs than those with insurance (31 percent vs. 68 percent Majorities of both the uninsured and insured report being satisfied with…

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The Henry J. Kaiser Family Foundation

KFF April Tracking Poll: Opinions of Reform Remain Steady

This month, public opinion on the health reform law continues to be remarkably steady. The April Kaiser Health Tracking Poll finds that four in ten feel favorably about the law and an equal share say they feel unfavorably. In recent months there has been a slight decline in the share…

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The Henry J. Kaiser Family Foundation

Dissatisfaction with Health Insurance Despite Positive Ratings

Personal experiences with the health care system are a key factor in Americans’ opinions on how the health care system should function and their expectations of how the Affordable Care Act (ACA) will change the system when fully implemented. In order to take a closer look at these personal experiences,…

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The Henry J. Kaiser Family Foundation

Pulling It Together: What Conservatives Won In Health Reform (And Don’t Seem to Know It)

Conservatives obviously don’t like what they call “Obamacare” because they think it expands the role of government too much and spends too much money.  But ironically, the Affordable Care Act (ACA) actually promotes — though not explicitly — something that has been a fundamental objective of conservatives in health care…

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