Notes:
Employer-Sponsored Health Insurance Overall is the average premiums across all size employers based on the annual survey conducted by the Kaiser Family Foundation and Health Research and Educational Trust. The premiums are for employees (not retirees), for a family of four.
FEHBP is the
Federal Employees Health Benefits Program, which provides health insurance benefits to more than 8 million Federal enrollees, retirees, and their dependents. FEHBP data for this exhibit are weighted average premiums for employees (both non-Postal and Postal, not including retirees) in all plans, across all enrollment options (self and family).
CalPERS is the
California Public Employees’ Retirement System, which provides retirement and health benefits to California public employees and retirees. CalPERS is the nation’s third largest purchaser of employee health benefits, after the federal government and General Motors, covering 1.24 million active and retired state and local government public employees and their families. CalPERS data for this exhibit are weighted average premiums for Basic Plans (non-Medicare Plans), across all enrollment options (single, 2-person, and family); the 1996 premium is for a period longer than 12 months because of a change in the reporting period. *Estimate is statistically different from the previous year shown at p<0.5: 1996-1999, 1999-2000, 2000-2001, 2001-2002. ^Estimate is statistically different from the previous year shown at p<0.1: 2002-2003.
Source: Employers Overall: Kaiser Family Foundation/Health Research and Educational Trust, Employer Health Benefits, 2003 Annual Survey, Exhibit 1.2, p. 21, at http://www.kff.org/insurance/ehbs2003-3-2.cfm. FEHBP: Kaiser Family Foundation calculations using data provided by the Office of Personnel Management. CalPERS: Data for 1993, 1996, and 1999 provided by CalPERS; data for 2000-2002 from Facts at a Glance: Health, December 2003, on the CalPERS website at http://www.calpers.ca.gov/about/factglan/health/health.pdf.
