Exhibit 3.5: Average Monthly Employee Premium Contributions and Percent of Total Premium Paid by Employees, by Coverage Type, 1988-2005
In 2005, employees paid on average 16% of the single coverage premium, or $51 monthly, and 26% of the family coverage premium, or $226 monthly.
*Estimate is statistically different from the previous year shown at p<.05. No statistical tests were conducted for years prior to 1999.
Note: Family coverage is defined as health coverage for a family of four.
Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2005; KPMG Survey of Employer-Sponsored Health Benefits, 1996; The Health Insurance Association of America (HIAA), 1988. From Exhibit 6.1, at http://www.kff.org/insurance/7315/sections/ehbs05-6-1.cfm, and Exhibit 6.2, at http://www.kff.org/insurance/7315/sections/ehbs05-6-2.cfm.
